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Car insurance is a necessary expense for drivers in the United States, as it provides financial protection in case of accidents, theft, or damage to your vehicle. The cost of car insurance can vary depending on a number of factors, including the make and model of your vehicle. In this article, we will explore the average cost of car insurance for the 2025 Honda Passport, as well as review the cheapest rates from four different insurance companies.

The 2025 Honda Passport is a popular midsize SUV that offers a comfortable ride, ample cargo space, and a range of advanced safety features. When it comes to insuring this vehicle, the cost can vary depending on factors such as your age, driving record, and location. To give you an idea of the average cost of car insurance for the 2025 Honda Passport, we will compare rates from four top insurance companies: State Farm, Geico, Progressive, and Allstate.

State Farm is known for its personalized service and competitive rates. According to recent data, the average cost of car insurance for the 2025 Honda Passport through State Farm is around $1,200 per year. This rate may vary depending on your specific circumstances, so it is always a good idea to get a personalized quote from the company.

Geico is another popular insurance company that offers affordable rates for a variety of vehicles. The average cost of car insurance for the 2025 Honda Passport through Geico is around $1,100 per year. Geico is known for its user-friendly website and excellent customer service, making it a top choice for many drivers.

Progressive is a well-known insurance company that offers a range of coverage options at competitive rates. The average cost of car insurance for the 2025 Honda Passport through Progressive is around $1,300 per year. Progressive is known for its innovative tools and discounts, making it a popular choice for tech-savvy drivers.

Allstate is a leading insurance company that offers comprehensive coverage and excellent customer service. The average cost of car insurance for the 2025 Honda Passport through Allstate is around $1,400 per year. Allstate is known for its customizable policies and reliable claims service, making it a top choice for many drivers.

In addition to the average cost of car insurance, it is important to consider the coverage options included in your policy. Here are six common things that are covered by most car insurance policies:

1. Liability coverage: This coverage pays for damages and injuries you cause to others in an accident.

2. Collision coverage: This coverage pays for damages to your vehicle in case of a collision with another vehicle or object.

3. Comprehensive coverage: This coverage pays for damages to your vehicle that are not caused by a collision, such as theft, vandalism, or natural disasters.

4. Uninsured/underinsured motorist coverage: This coverage pays for damages and injuries caused by a driver who does not have insurance or enough insurance to cover the costs.

5. Medical payments coverage: This coverage pays for medical expenses for you and your passengers in case of an accident.

6. Personal injury protection: This coverage pays for medical expenses and lost wages for you and your passengers in case of an accident.

While car insurance provides valuable protection, there are also certain things that are typically not covered by most policies. Here are six common things that are not covered by car insurance:

1. Wear and tear: Car insurance does not cover normal wear and tear on your vehicle.

2. Mechanical breakdown: Car insurance does not cover mechanical breakdowns or maintenance costs.

3. Intentional damage: Car insurance does not cover damages caused intentionally by the policyholder.

4. Racing: Car insurance does not cover damages that occur while participating in racing or other high-risk activities.

5. Personal belongings: Car insurance does not cover personal belongings that are stolen or damaged in your vehicle.

6. Non-licensed drivers: Car insurance may not cover damages caused by drivers who are not listed on the policy or who do not have a valid driver’s license.

In addition to understanding what is covered and not covered by car insurance, it is important to ask the right questions when shopping for a policy. Here are 13 common questions about car insurance, along with their answers:

1. What factors affect the cost of car insurance?

The cost of car insurance is influenced by factors such as your age, driving record, location, and the make and model of your vehicle.

2. How can I save money on car insurance?

You can save money on car insurance by comparing rates from multiple companies, taking advantage of discounts, and maintaining a clean driving record.

3. What is the minimum coverage required by law?

The minimum coverage required by law varies by state, but typically includes liability coverage.

4. What is a deductible?

A deductible is the amount you pay out of pocket before your insurance kicks in to cover the rest of a claim.

5. What is the difference between collision and comprehensive coverage?

Collision coverage pays for damages to your vehicle in case of a collision, while comprehensive coverage pays for damages that are not caused by a collision.

6. Do I need uninsured/underinsured motorist coverage?

Uninsured/underinsured motorist coverage is optional, but it can provide valuable protection in case of an accident with a driver who does not have insurance or enough insurance to cover the costs.

7. Can I add additional drivers to my policy?

You can typically add additional drivers to your policy, but it may affect the cost of your premiums.

8. What discounts are available?

Insurance companies offer a variety of discounts, such as safe driver discounts, multi-policy discounts, and good student discounts.

9. Can I change my coverage limits?

You can typically adjust your coverage limits to suit your needs, but it may affect the cost of your premiums.

10. What should I do if I am in an accident?

If you are in an accident, you should exchange information with the other driver, take photos of the scene, and contact your insurance company to file a claim.

11. What happens if I let my policy lapse?

If you let your policy lapse, you may face penalties such as higher premiums or even a suspension of your driver’s license.

12. Can I cancel my policy at any time?

You can typically cancel your policy at any time, but you may face fees or penalties for early cancellation.

13. How often should I review my policy?

You should review your policy annually to ensure that you have the coverage you need at a price you can afford.

In conclusion, the cost of car insurance for the 2025 Honda Passport can vary depending on a number of factors, including the make and model of your vehicle and the coverage options you choose. By comparing rates from multiple insurance companies and understanding what is covered and not covered by your policy, you can find the best coverage at the most affordable price. Remember to ask the right questions and review your policy regularly to ensure that you have the protection you need on the road.
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