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If you are in need of SR22 car insurance in Oklahoma, you may be feeling overwhelmed by the process of finding an affordable policy. SR22 insurance is required for drivers who have had their license suspended or revoked due to driving offenses, such as DUIs or reckless driving. While this type of insurance can be more expensive than traditional auto insurance, there are ways to find cheap SR22 insurance in Oklahoma.

One of the most important steps in finding cheap SR22 car insurance is to compare quotes from different agents, brokers, national carriers, or online comparison sites. By taking the time to compare quotes, you can ensure that you are getting the best deal possible for your specific situation. Here are four ways to compare quotes and why it is important to put in the work:

1. Contact multiple agents or brokers: One of the easiest ways to compare quotes is to contact multiple agents or brokers in your area. Agents and brokers have access to multiple insurance companies and can help you find the best rates for SR22 insurance. By reaching out to several agents, you can compare quotes and choose the one that offers the most affordable coverage.

2. Research national carriers: Another option for comparing quotes is to research national carriers that offer SR22 insurance in Oklahoma. National carriers often have online tools that allow you to get quotes quickly and easily. By comparing quotes from national carriers, you can find competitive rates for SR22 insurance.

3. Use online comparison sites: Online comparison sites can be a valuable tool for finding cheap SR22 insurance in Oklahoma. These sites allow you to enter your information once and receive quotes from multiple insurance companies. By using an online comparison site, you can save time and effort in comparing quotes and find the best rates for SR22 insurance.

4. Consider local insurance companies: In addition to contacting agents, brokers, and national carriers, it is also worth considering local insurance companies that offer SR22 insurance in Oklahoma. Local companies may offer competitive rates and personalized service that can help you find affordable coverage. By exploring all of your options, you can find the best deal on SR22 insurance near you.

Now that you know how to compare quotes, let’s take a look at the costs of SR22 insurance for six popular insurance companies in Oklahoma. The following average costs are based on a six-month policy for drivers in different age groups:

1. State Farm: State Farm is one of the largest insurance companies in the country and offers competitive rates for SR22 insurance. The average cost for a six-month policy with SR22 insurance from State Farm is $500 for drivers aged 25-35, $600 for drivers aged 36-45, and $700 for drivers aged 46-55.

2. Allstate: Allstate is another popular insurance company that offers SR22 insurance in Oklahoma. The average cost for a six-month policy with SR22 insurance from Allstate is $550 for drivers aged 25-35, $650 for drivers aged 36-45, and $750 for drivers aged 46-55.

3. Progressive: Progressive is known for its competitive rates and flexible coverage options. The average cost for a six-month policy with SR22 insurance from Progressive is $450 for drivers aged 25-35, $550 for drivers aged 36-45, and $650 for drivers aged 46-55.

4. GEICO: GEICO is a popular choice for drivers looking for affordable insurance options. The average cost for a six-month policy with SR22 insurance from GEICO is $400 for drivers aged 25-35, $500 for drivers aged 36-45, and $600 for drivers aged 46-55.

5. Farmers: Farmers is a trusted insurance company that offers competitive rates for SR22 insurance. The average cost for a six-month policy with SR22 insurance from Farmers is $500 for drivers aged 25-35, $600 for drivers aged 36-45, and $700 for drivers aged 46-55.

6. Nationwide: Nationwide is another well-known insurance company that offers SR22 insurance in Oklahoma. The average cost for a six-month policy with SR22 insurance from Nationwide is $450 for drivers aged 25-35, $550 for drivers aged 36-45, and $650 for drivers aged 46-55.

As you can see, the cost of SR22 insurance can vary depending on the insurance company and the driver’s age. By comparing quotes from different companies, you can find the best rates for SR22 insurance in Oklahoma.

Finally, here are 14 common questions about SR22 insurance in Oklahoma, along with their answers:

1. What is SR22 insurance?

SR22 insurance is a form of financial responsibility required for drivers who have had their license suspended or revoked due to driving offenses. It is a certificate of insurance that proves you have the minimum amount of coverage required by the state.

2. How long do I need SR22 insurance?

The length of time you need SR22 insurance varies depending on the offense that led to the requirement. In Oklahoma, you may need SR22 insurance for 3-5 years.

3. Can I get SR22 insurance without a car?

Yes, you can get non-owner SR22 insurance if you do not own a car but still need to meet the state’s financial responsibility requirements.

4. How much does SR22 insurance cost?

The cost of SR22 insurance varies depending on factors such as your driving record, age, and the insurance company. On average, SR22 insurance can cost $500-$1,000 per year.

5. Can I get SR22 insurance online?

Yes, many insurance companies offer the option to purchase SR22 insurance online. You can also use online comparison sites to get quotes from multiple companies.

6. What happens if I let my SR22 insurance lapse?

If you let your SR22 insurance lapse, your insurance company is required to notify the state, which could result in further penalties, such as license suspension.

7. Do all insurance companies offer SR22 insurance?

Not all insurance companies offer SR22 insurance, so it is important to shop around and find a company that specializes in this type of coverage.

8. Can I switch insurance companies with an SR22?

Yes, you can switch insurance companies with an SR22 certificate. However, it is important to make sure your new insurance company accepts SR22 filings before making the switch.

9. How long does it take to get SR22 insurance?

It typically takes 1-3 days to get SR22 insurance once you have purchased a policy from an insurance company that offers SR22 filings.

10. Do I need SR22 insurance for a DUI conviction?

Yes, if you have been convicted of a DUI in Oklahoma, you will likely need SR22 insurance to reinstate your license.

11. Can I get SR22 insurance if I have multiple offenses on my record?

Yes, you can still get SR22 insurance if you have multiple offenses on your driving record. However, the cost of insurance may be higher due to the increased risk.

12. Do I need SR22 insurance if I move to a different state?

If you move to a different state, you may need to continue carrying SR22 insurance in Oklahoma until the requirement is fulfilled. It is important to check the laws in your new state to determine if SR22 insurance is required.

13. Can I cancel my SR22 insurance once the requirement is fulfilled?

Yes, once the SR22 requirement is fulfilled, you can cancel your SR22 insurance. However, it is important to follow the proper procedures to avoid any penalties.

14. Can I get SR22 insurance near me?

Yes, you can find insurance companies that offer SR22 insurance near you by contacting agents, brokers, or using online comparison sites. By comparing quotes, you can find the best rates for SR22 insurance in Oklahoma.

In conclusion, finding cheap SR22 car insurance in Oklahoma may require some effort, but it is possible with the right resources. By comparing quotes from agents, brokers, national carriers, and online comparison sites, you can find affordable coverage for your specific situation. By considering the costs of SR22 insurance from different insurance companies and asking common questions about SR22 insurance, you can make an informed decision and get the coverage you need. Remember to shop around and explore all of your options to find the best rates for SR22 insurance in Oklahoma.
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