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If you are in need of SR22 car insurance in New Jersey, you may be worried about the cost. However, there are ways to obtain cheap SR22 car insurance in the state. One of the most important steps is to compare quotes from different providers. By doing so, you can find the best coverage at the most affordable price. In this article, we will discuss four ways to compare quotes, the costs of SR22 insurance with six popular insurance companies in New Jersey, and answer some common questions about SR22 insurance.

1. Compare quotes with agents

One way to obtain cheap SR22 car insurance in New Jersey is to compare quotes with agents. Agents can provide you with quotes from multiple insurance companies, allowing you to see the different rates available to you. By working with an agent, you can also get personalized recommendations based on your individual needs and budget.

2. Compare quotes with brokers

Brokers are another option for comparing quotes for SR22 car insurance. Brokers work with multiple insurance companies and can help you find the best coverage at the lowest price. They can also provide you with valuable information about the different options available to you and help you make an informed decision.

3. Compare quotes with national carriers

National carriers are another option for obtaining SR22 car insurance in New Jersey. National carriers often have a wide range of coverage options and can provide you with competitive rates. By comparing quotes from national carriers, you can ensure that you are getting the best deal on your SR22 insurance.

4. Compare quotes with online comparison sites

Finally, online comparison sites are a convenient way to compare quotes for SR22 car insurance. These sites allow you to enter your information once and receive quotes from multiple insurance companies. By using an online comparison site, you can quickly and easily compare rates and coverage options, helping you find cheap SR22 car insurance in New Jersey.

It is important to put in the work to compare quotes from different providers because the cost of SR22 car insurance can vary significantly. By taking the time to compare quotes, you can ensure that you are getting the best coverage at the most affordable price. Additionally, comparing quotes can help you identify any discounts or special promotions that may be available to you.

Now, let’s take a look at the costs of SR22 insurance with six popular insurance companies in New Jersey. The costs listed below are average costs per age group in dollars.

1. Geico

– 18-25 years old: $1,200

– 26-35 years old: $900

– 36-45 years old: $800

– 46-55 years old: $700

– 56+ years old: $600

2. State Farm

– 18-25 years old: $1,300

– 26-35 years old: $950

– 36-45 years old: $850

– 46-55 years old: $750

– 56+ years old: $650

3. Progressive

– 18-25 years old: $1,250

– 26-35 years old: $900

– 36-45 years old: $800

– 46-55 years old: $700

– 56+ years old: $600

4. Allstate

– 18-25 years old: $1,350

– 26-35 years old: $1,000

– 36-45 years old: $900

– 46-55 years old: $800

– 56+ years old: $700

5. Liberty Mutual

– 18-25 years old: $1,400

– 26-35 years old: $1,050

– 36-45 years old: $950

– 46-55 years old: $850

– 56+ years old: $750

6. Nationwide

– 18-25 years old: $1,300

– 26-35 years old: $950

– 36-45 years old: $850

– 46-55 years old: $750

– 56+ years old: $650

As you can see, the costs of SR22 insurance can vary depending on your age and the insurance company you choose. By comparing quotes from different providers, you can find cheap SR22 car insurance in New Jersey that meets your needs and budget.

Now, let’s answer some common questions about SR22 insurance in New Jersey:

1. What is SR22 insurance?

SR22 insurance is a form of car insurance that is required for drivers who have been convicted of certain driving offenses, such as DUI or driving without insurance. An SR22 form is filed with the state to prove that you have the required coverage.

2. How long do I need SR22 insurance?

The length of time you need SR22 insurance can vary depending on your offense. In New Jersey, you may need SR22 insurance for up to three years.

3. Can I get SR22 insurance without a car?

Yes, you can get non-owner SR22 insurance if you do not own a car but still need to meet the state’s requirements.

4. How much does SR22 insurance cost?

The cost of SR22 insurance can vary depending on your age, driving record, and the insurance company you choose. By comparing quotes, you can find cheap SR22 car insurance in New Jersey.

5. Will SR22 insurance raise my rates?

Having an SR22 form on file can result in higher insurance rates. However, by comparing quotes and finding the best deal, you can minimize the impact on your premiums.

6. Can I switch insurance companies with an SR22?

Yes, you can switch insurance companies with an SR22. It is important to inform your new insurance company that you need SR22 coverage and provide them with the necessary information.

7. How do I file an SR22 form?

Your insurance company will file the SR22 form with the state on your behalf. You may need to pay a fee for this service.

8. What happens if I let my SR22 insurance lapse?

If you let your SR22 insurance lapse, your license may be suspended, and you could face fines or other penalties. It is important to maintain continuous coverage to avoid these consequences.

9. Can I get SR22 insurance online?

Yes, you can get SR22 insurance online from many insurance providers. Online comparison sites can help you find cheap SR22 car insurance in New Jersey.

10. Do all insurance companies offer SR22 insurance?

Not all insurance companies offer SR22 insurance. You may need to shop around to find a provider that offers this type of coverage.

11. Will my SR22 insurance cover me in other states?

SR22 insurance is typically only valid in the state where it is filed. If you plan to drive in other states, you may need to purchase additional coverage.

12. Can I remove the SR22 requirement from my policy?

Once you have met the state’s requirements for SR22 insurance, you can request to have the SR22 requirement removed from your policy.

13. Does SR22 insurance cover other drivers?

SR22 insurance typically only covers the driver listed on the policy. If you want coverage for other drivers, you may need to add them to your policy.

14. Is there cheap SR22 insurance near me?

Yes, you can find cheap SR22 insurance near you by comparing quotes from different providers. By putting in the work to shop around, you can save money on your SR22 car insurance in New Jersey.

In conclusion, obtaining cheap SR22 car insurance in New Jersey is possible with some research and comparison. By comparing quotes from agents, brokers, national carriers, and online comparison sites, you can find the best coverage at the most affordable price. Additionally, by understanding the costs of SR22 insurance with popular insurance companies in New Jersey and answering common questions about SR22 insurance, you can make an informed decision about your coverage. Remember to shop around and compare quotes to find cheap SR22 car insurance near you.
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