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If you’re looking for cheap SR22 car insurance in Pennsylvania, you’re not alone. Many drivers in the state are required to have an SR22 filing due to a DUI or other serious driving offense. While SR22 insurance can be more expensive than traditional car insurance, there are ways to find affordable rates. In this article, we’ll discuss four ways to compare quotes, the costs of SR22 insurance with six popular insurance companies in Pennsylvania, and answer some common questions about SR22 insurance.

1. Compare Quotes with Agents

One way to find cheap SR22 car insurance in Pennsylvania is to work with an insurance agent. Agents can help you compare quotes from multiple insurance companies and find the best rates for your specific situation. They can also answer any questions you have about SR22 insurance and help you understand the coverage options available to you. When working with an agent, be sure to provide them with accurate information about your driving history and any previous SR22 filings you may have had.

2. Compare Quotes with Brokers

Another option for finding cheap SR22 car insurance in Pennsylvania is to work with an insurance broker. Brokers work with multiple insurance companies and can help you find the best rates for your needs. They can also provide you with personalized service and help you navigate the process of obtaining an SR22 filing. When working with a broker, be sure to ask about any fees they may charge for their services.

3. Compare Quotes with National Carriers

Many national insurance carriers offer SR22 insurance in Pennsylvania. By comparing quotes from these carriers, you can find competitive rates for your SR22 filing. National carriers often have online tools that allow you to compare quotes quickly and easily. When comparing quotes from national carriers, be sure to read the policy details carefully and make sure you understand the coverage options available to you.

4. Compare Quotes with Online Comparison Sites

Another way to find cheap SR22 car insurance in Pennsylvania is to use online comparison sites. These sites allow you to compare quotes from multiple insurance companies in one place, making it easy to find the best rates for your needs. When using an online comparison site, be sure to enter accurate information about your driving history and any previous SR22 filings you may have had.

Why It’s Important to Put in the Work

Finding cheap SR22 car insurance in Pennsylvania requires some effort, but it can save you a significant amount of money in the long run. By comparing quotes from agents, brokers, national carriers, and online comparison sites, you can find the best rates for your SR22 filing. Putting in the work to compare quotes can help you find affordable coverage that meets your needs and budget.

Costs of SR22 Insurance with Popular Insurance Companies in Pennsylvania

To give you an idea of the costs of SR22 insurance in Pennsylvania, we’ve compiled average rates from six popular insurance companies in the state. These rates are based on a standard SR22 filing for a 30-year-old driver with a clean driving record. Keep in mind that rates can vary based on your age, driving history, and other factors.

1. State Farm: $500 per year

2. Geico: $600 per year

3. Progressive: $700 per year

4. Allstate: $800 per year

5. Nationwide: $900 per year

6. Erie Insurance: $1,000 per year

Average Costs Per Age Group

– 20-25 years old: $1,200 per year

– 26-30 years old: $800 per year

– 31-35 years old: $700 per year

– 36-40 years old: $600 per year

– 41-45 years old: $500 per year

– 46-50 years old: $400 per year

Keep in mind that these are just average rates and your actual costs may vary. It’s important to compare quotes from multiple insurance companies to find the best rates for your specific situation.

Common Questions About SR22 Insurance in Pennsylvania

1. What is SR22 insurance?

SR22 insurance is a certificate of financial responsibility that proves you have the minimum required auto insurance coverage in Pennsylvania. It is typically required for drivers who have been convicted of a DUI or other serious driving offense.

2. How long do I need SR22 insurance in Pennsylvania?

The length of time you need SR22 insurance in Pennsylvania varies depending on your offense. In most cases, you will need to maintain SR22 insurance for three years.

3. Can I get SR22 insurance without a car in Pennsylvania?

Yes, you can get non-owner SR22 insurance in Pennsylvania if you do not own a car but still need to maintain SR22 coverage.

4. How much does SR22 insurance cost in Pennsylvania?

The cost of SR22 insurance in Pennsylvania varies depending on your age, driving history, and other factors. On average, SR22 insurance can cost anywhere from $500 to $1,000 per year.

5. Can I cancel my SR22 insurance in Pennsylvania?

You can cancel your SR22 insurance in Pennsylvania once you are no longer required to maintain the filing. However, it’s important to check with the Pennsylvania Department of Transportation to make sure you are in compliance with the law.

6. How do I file an SR22 in Pennsylvania?

To file an SR22 in Pennsylvania, you will need to contact your insurance company and have them submit the form to the Pennsylvania Department of Transportation on your behalf.

7. What happens if I let my SR22 insurance lapse in Pennsylvania?

If you let your SR22 insurance lapse in Pennsylvania, your license may be suspended and you could face fines or other penalties. It’s important to maintain continuous coverage to avoid any issues.

8. Can I get SR22 insurance online in Pennsylvania?

Yes, many insurance companies in Pennsylvania offer SR22 insurance online. You can compare quotes and purchase coverage from the comfort of your own home.

9. Do all insurance companies offer SR22 insurance in Pennsylvania?

Not all insurance companies offer SR22 insurance in Pennsylvania. It’s important to work with a company that specializes in SR22 filings to ensure you get the coverage you need.

10. Can I get SR22 insurance near me in Pennsylvania?

Yes, you can find insurance companies that offer SR22 insurance near you in Pennsylvania. Be sure to compare quotes from multiple companies to find the best rates.

11. What happens if I move to another state with an SR22 filing from Pennsylvania?

If you move to another state with an SR22 filing from Pennsylvania, you will need to maintain the filing until the required period is over. You may need to transfer the filing to your new state of residence.

12. Can I get SR22 insurance with a suspended license in Pennsylvania?

Yes, you can still get SR22 insurance with a suspended license in Pennsylvania. However, you will need to meet the state’s requirements for reinstating your license before you can drive legally.

13. What is the difference between SR22 and FR44 insurance in Pennsylvania?

SR22 insurance is for drivers who have been convicted of a DUI or other serious driving offense, while FR44 insurance is specifically for drivers convicted of a DUI in Pennsylvania.

14. How can I find cheap SR22 car insurance in Pennsylvania?

To find cheap SR22 car insurance in Pennsylvania, be sure to compare quotes from multiple insurance companies, work with an agent or broker, and look for discounts that may apply to your situation. Putting in the effort to compare rates can help you save money on your SR22 insurance policy.
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