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If you’re in need of SR22 car insurance in Washington, you may be concerned about the costs associated with it. Luckily, by putting in the work to compare quotes from agents, brokers, national carriers, and online comparison sites, you can find cheap SR22 insurance that meets your needs. Here are four ways to compare quotes and why it’s important to do so:

1. Agents: One way to find cheap SR22 insurance in Washington is to contact local insurance agents. Agents can provide you with personalized quotes based on your specific needs and driving history. They can also help you navigate the process of obtaining an SR22 filing and ensure that you meet all the state’s requirements.

2. Brokers: Insurance brokers work with multiple insurance companies and can help you compare quotes from different carriers. By working with a broker, you can access a wider range of options and potentially find a cheaper rate. Brokers can also provide you with expert advice on the best coverage options for your situation.

3. National Carriers: National insurance carriers like Geico, Progressive, and State Farm offer SR22 insurance in Washington. These companies often have online tools that allow you to easily compare quotes and customize your coverage. By obtaining quotes from national carriers, you can ensure that you’re getting a competitive rate.

4. Online Comparison Sites: Online comparison sites like Compare.com, The Zebra, and Gabi allow you to quickly compare quotes from multiple insurance companies. These sites make it easy to see side-by-side comparisons of different policies and prices. By using an online comparison site, you can save time and find the best deal for your SR22 insurance.

It’s important to put in the work to compare quotes from different sources because insurance rates can vary significantly between providers. By obtaining multiple quotes, you can ensure that you’re getting the best possible rate for your SR22 insurance. Additionally, comparing quotes allows you to explore different coverage options and find a policy that meets your needs and budget.

Now let’s take a look at the costs of SR22 insurance with six popular insurance companies in Washington and their average costs per age group:

1. Allstate: Allstate offers SR22 insurance in Washington at an average cost of $800 per year for drivers under 25, $600 for drivers aged 25-35, $500 for drivers aged 36-45, and $400 for drivers over 45.

2. State Farm: State Farm’s SR22 insurance rates in Washington average around $700 per year for drivers under 25, $550 for drivers aged 25-35, $450 for drivers aged 36-45, and $350 for drivers over 45.

3. Progressive: Progressive’s SR22 insurance rates in Washington are slightly lower, with an average cost of $650 per year for drivers under 25, $500 for drivers aged 25-35, $400 for drivers aged 36-45, and $300 for drivers over 45.

4. Geico: Geico’s SR22 insurance rates in Washington are competitive, with an average cost of $600 per year for drivers under 25, $450 for drivers aged 25-35, $350 for drivers aged 36-45, and $250 for drivers over 45.

5. Farmers: Farmers offers SR22 insurance in Washington at an average cost of $750 per year for drivers under 25, $550 for drivers aged 25-35, $450 for drivers aged 36-45, and $350 for drivers over 45.

6. Nationwide: Nationwide’s SR22 insurance rates in Washington average around $700 per year for drivers under 25, $500 for drivers aged 25-35, $400 for drivers aged 36-45, and $300 for drivers over 45.

As you can see, the cost of SR22 insurance can vary depending on the insurance company and your age group. By comparing quotes from different providers, you can find the cheapest SR22 insurance in Washington that meets your needs.

Here are 14 common questions about SR22 insurance in Washington, along with their answers:

1. What is SR22 insurance?

SR22 insurance is a type of car insurance that is required for drivers who have been convicted of certain traffic offenses, such as DUIs or driving without insurance. An SR22 filing is a form that proves you have the minimum required liability insurance coverage.

2. How long do I need to have SR22 insurance in Washington?

The length of time you need to have SR22 insurance in Washington varies depending on the offense. Typically, you will need to maintain SR22 insurance for three years.

3. How much does SR22 insurance cost in Washington?

The cost of SR22 insurance in Washington varies depending on factors such as your driving record, age, and the insurance company you choose. On average, SR22 insurance in Washington can cost anywhere from $300 to $1000 per year.

4. Can I get SR22 insurance without a car in Washington?

Yes, you can obtain non-owner SR22 insurance in Washington if you don’t own a car but still need to maintain SR22 coverage.

5. How do I file an SR22 in Washington?

To file an SR22 in Washington, you will need to contact your insurance company and request that they file the form with the state’s Department of Licensing on your behalf.

6. Will SR22 insurance raise my rates?

Having an SR22 filing on your record may result in higher insurance rates, as it indicates to insurance companies that you are a high-risk driver. However, by comparing quotes from different providers, you can find the cheapest SR22 insurance in Washington.

7. Can I cancel my SR22 insurance in Washington?

You can cancel your SR22 insurance in Washington once the required period has passed, typically three years. However, it’s important to maintain continuous coverage to avoid any penalties or license suspension.

8. What happens if I let my SR22 insurance lapse?

If you let your SR22 insurance lapse in Washington, your insurance company is required to notify the state’s Department of Licensing. This could result in your license being suspended until you reinstate your SR22 coverage.

9. Can I switch insurance companies with an SR22 filing?

Yes, you can switch insurance companies with an existing SR22 filing in Washington. However, it’s important to notify your new insurance company of the SR22 requirement and ensure that they file the form with the state on your behalf.

10. Do all insurance companies offer SR22 insurance in Washington?

Not all insurance companies offer SR22 insurance in Washington, so it’s important to shop around and compare quotes from providers that specialize in high-risk insurance.

11. How can I find cheap SR22 insurance near me in Washington?

To find cheap SR22 insurance near you in Washington, consider contacting local agents, brokers, and insurance companies that offer SR22 coverage. You can also use online comparison sites to quickly compare quotes from multiple providers.

12. What are the consequences of driving without SR22 insurance in Washington?

Driving without SR22 insurance in Washington is illegal and can result in fines, license suspension, and even jail time. It’s important to maintain SR22 coverage if you are required to do so by the state.

13. Can I get SR22 insurance if I have a suspended license?

Yes, you can still obtain SR22 insurance in Washington if you have a suspended license. However, you will need to meet the state’s requirements for license reinstatement before you can legally drive again.

14. How can I reduce the cost of SR22 insurance in Washington?

To reduce the cost of SR22 insurance in Washington, consider raising your deductible, maintaining a clean driving record, and taking advantage of any discounts offered by your insurance company. By comparing quotes and exploring different coverage options, you can find cheap SR22 insurance that fits your budget.

In conclusion, obtaining cheap SR22 insurance in Washington is possible by comparing quotes from different sources and finding a policy that meets your needs. By putting in the work to explore your options and find the best rate, you can ensure that you have the coverage you need at a price you can afford. Remember to consider factors such as your age, driving record, and the insurance company’s reputation when shopping for SR22 insurance in Washington.
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