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Car insurance is a necessary expense for drivers across the country, as it provides financial protection in the event of an accident or other unforeseen circumstances. The cost of car insurance can vary greatly depending on a number of factors, including the make and model of the vehicle being insured. In this article, we will explore the average cost of car insurance for the 2025 Mazda CX-90, as well as provide reviews for four different insurance companies, discuss common coverage options, and answer some frequently asked questions about car insurance.

The 2025 Mazda CX-90 is a luxury midsize SUV that offers a combination of style, performance, and safety features. As with all vehicles, the cost of insuring a Mazda CX-90 will depend on a number of factors, including the driver’s age, driving record, and location. However, on average, the cost of insuring a Mazda CX-90 is relatively affordable compared to other luxury SUVs in its class.

According to recent data from Insurify, the average cost of car insurance for a 2025 Mazda CX-90 is around $1,200 per year. This cost can vary depending on the insurance company, so it’s important to shop around and compare quotes from multiple providers to find the best rate. In this article, we will review the average costs and customer reviews for four different insurance companies that offer coverage for the Mazda CX-90.

1. State Farm:

State Farm is one of the largest and most well-known insurance companies in the United States. They offer a wide range of coverage options for drivers, including liability, collision, and comprehensive coverage. The average cost of insuring a 2025 Mazda CX-90 with State Farm is around $1,100 per year. State Farm is known for their excellent customer service and quick claims processing, making them a popular choice for many drivers.

2. Geico:

Geico is another popular insurance company that offers competitive rates for drivers of all ages and backgrounds. The average cost of insuring a 2025 Mazda CX-90 with Geico is around $1,000 per year. Geico is known for their user-friendly website and mobile app, as well as their 24/7 customer service support. Many customers appreciate Geico’s affordable rates and easy claims process.

3. Progressive:

Progressive is a well-known insurance company that offers a wide range of coverage options for drivers, including customized policies and discounts for safe driving. The average cost of insuring a 2025 Mazda CX-90 with Progressive is around $1,300 per year. Progressive is known for their innovative Snapshot program, which rewards safe drivers with lower rates. Many customers appreciate Progressive’s competitive rates and easy online quote process.

4. Allstate:

Allstate is a popular insurance company that offers a variety of coverage options for drivers, including liability, collision, and comprehensive coverage. The average cost of insuring a 2025 Mazda CX-90 with Allstate is around $1,400 per year. Allstate is known for their personalized service and comprehensive coverage options. Many customers appreciate Allstate’s reliable claims process and helpful customer service.

When it comes to choosing car insurance for your Mazda CX-90, it’s important to consider the coverage options that are available. Here are six common things that are covered by most car insurance policies:

1. Liability coverage: This type of coverage pays for damages to other vehicles and property in the event of an accident that is your fault.

2. Collision coverage: This type of coverage pays for damages to your vehicle in the event of a collision with another vehicle or object.

3. Comprehensive coverage: This type of coverage pays for damages to your vehicle that are not caused by a collision, such as theft, vandalism, or natural disasters.

4. Medical payments coverage: This type of coverage pays for medical expenses for you and your passengers in the event of an accident.

5. Uninsured/underinsured motorist coverage: This type of coverage pays for damages to your vehicle and medical expenses in the event of an accident with a driver who is uninsured or underinsured.

6. Personal injury protection: This type of coverage pays for medical expenses and lost wages for you and your passengers in the event of an accident.

While car insurance can provide valuable financial protection in the event of an accident, there are some things that are not covered by most policies. Here are six common things that are typically not covered by car insurance:

1. Wear and tear: Car insurance does not cover normal wear and tear on your vehicle, such as mechanical breakdowns or maintenance costs.

2. Racing: Car insurance does not cover damages that occur while participating in racing or other high-risk driving activities.

3. Intentional damage: Car insurance does not cover damages that are intentionally caused by the driver, such as vandalism or fraud.

4. Business use: Car insurance does not cover damages that occur while using your vehicle for business purposes, such as delivering goods or services.

5. Personal belongings: Car insurance does not cover personal belongings that are stolen or damaged in your vehicle, such as electronics or clothing.

6. Acts of nature: Car insurance may not cover damages that are caused by acts of nature, such as floods, earthquakes, or hurricanes.

In addition to understanding what is covered and not covered by car insurance, it’s important to ask the right questions when shopping for coverage. Here are 13 common questions about car insurance, along with answers to help you make an informed decision:

1. How much coverage do I need?

The amount of coverage you need will depend on your budget, driving habits, and the value of your vehicle. It’s important to consider factors such as your age, location, and driving record when determining how much coverage to purchase.

2. What factors affect the cost of car insurance?

The cost of car insurance is influenced by a number of factors, including your age, driving record, location, and the make and model of your vehicle. Younger drivers and drivers with poor driving records typically pay higher rates.

3. What discounts are available?

Many insurance companies offer discounts for safe driving, bundling policies, and other factors. Be sure to ask about available discounts when shopping for coverage.

4. How can I lower my insurance premiums?

There are several ways to lower your insurance premiums, including raising your deductible, maintaining a clean driving record, and taking advantage of available discounts.

5. What is the claims process like?

It’s important to understand how the claims process works with your insurance company, including how to file a claim and what to expect during the process.

6. Can I customize my policy?

Many insurance companies offer customizable policies that allow you to tailor your coverage to meet your specific needs. Be sure to ask about available options when shopping for coverage.

7. What is the difference between liability, collision, and comprehensive coverage?

Liability coverage pays for damages to other vehicles and property in the event of an accident that is your fault. Collision coverage pays for damages to your vehicle in the event of a collision with another vehicle or object. Comprehensive coverage pays for damages to your vehicle that are not caused by a collision.

8. Do I need uninsured/underinsured motorist coverage?

Uninsured/underinsured motorist coverage is recommended, as it provides financial protection in the event of an accident with a driver who is uninsured or underinsured.

9. Can I add roadside assistance to my policy?

Many insurance companies offer roadside assistance as an optional add-on to your policy. Be sure to ask about this option when shopping for coverage.

10. What is the difference between personal injury protection and medical payments coverage?

Personal injury protection pays for medical expenses and lost wages for you and your passengers in the event of an accident. Medical payments coverage pays for medical expenses for you and your passengers in the event of an accident.

11. How often should I review my policy?

It’s a good idea to review your policy annually to ensure that you have adequate coverage and are taking advantage of available discounts.

12. What is the difference between an insurance agent and an insurance broker?

An insurance agent works for a specific insurance company and sells policies on their behalf. An insurance broker works with multiple insurance companies and can help you compare rates and coverage options from different providers.

13. How can I find the best rates?

To find the best rates on car insurance for your Mazda CX-90, it’s important to shop around and compare quotes from multiple providers. Be sure to consider factors such as coverage options, discounts, and customer reviews when making your decision.

In conclusion, car insurance is a necessary expense for drivers of all ages and backgrounds. The cost of insuring a 2025 Mazda CX-90 can vary depending on a number of factors, including the insurance company and coverage options chosen. By shopping around and comparing quotes from multiple providers, drivers can find the best rate for their specific needs. It’s important to understand what is covered and not covered by car insurance, as well as ask the right questions when shopping for coverage. By doing so, drivers can make an informed decision and ensure they have the financial protection they need on the road.
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